:root{--bg: #F7F8FA;--surface: #FFFFFF;--text: #0E1726;--text-secondary: #5A6475;--text-muted: #8B93A1;--cta: #0B7A55;--cta-hover: #086348;--primary: #0E1726;--primary-hover: #1A2433;--primary-light: #F7F8FA;--primary-border: #E3E6EB;--accent: #5A6475;--accent-light: #F7F8FA;--dark: #0E1726;--dark-mid: #1A2433;--border: #E3E6EB;--border-light: #EEF1F5;--shadow-sm: 0 1px 2px rgba(14,23,38,.04);--shadow: 0 10px 30px rgba(14,23,38,.06);--shadow-lg: 0 16px 40px rgba(14,23,38,.08);--radius: 12px;--radius-lg: 12px;--radius-btn: 8px;--sans: "Geist Sans", "Source Sans 3", "Segoe UI", sans-serif;--mono: ui-monospace, "SFMono-Regular", Menlo, Consolas, monospace;--tap: 44px}*,*:before,*:after{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--sans);background:var(--bg);color:var(--text);line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}h1,h2,h3,.wr-big,.nav-logo,.story-open,.wiz-q{font-family:var(--sans);font-weight:600;letter-spacing:-.02em}a{color:var(--text);text-decoration:none}a:hover{text-decoration:underline}.container{max-width:1120px;margin:0 auto;padding:0 24px}.nav{background:var(--surface);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100}.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;max-width:1120px;margin:0 auto;padding:0 24px;min-height:64px}.nav-logo{display:inline-flex;align-items:center;gap:10px;font-size:.98rem;font-weight:600;color:var(--text);text-decoration:none;letter-spacing:-.02em;line-height:1.15;flex:0 1 auto;min-width:0}.nav-logo:hover{text-decoration:none;color:var(--text)}.nav-logo.is-inverse,.nav-logo.is-inverse:hover{color:#fff}.logo-mark{width:22px;height:22px;flex:0 0 auto}.nav-desktop{display:flex;gap:22px;align-items:center}.nav-desktop>a{color:var(--text-secondary);font-size:.92rem;font-weight:500;text-decoration:none}.nav-desktop>a:hover{color:var(--text);text-decoration:none}.nav-mobile{display:none;align-items:center;gap:8px;flex:0 0 auto}.nav-cta{background:var(--cta);color:#fff!important;min-height:40px;padding:0 14px;border-radius:var(--radius-btn);font-family:var(--sans);font-weight:600;font-size:.9rem;letter-spacing:0;display:inline-flex;align-items:center;justify-content:center;text-decoration:none!important;transition:background .2s}.nav-cta:hover{background:var(--cta-hover);color:#fff!important;text-decoration:none}.nav-drawer{position:relative}.nav-drawer>summary{list-style:none;width:40px;height:40px;display:grid;place-items:center;border:1px solid var(--border);border-radius:var(--radius-btn);background:var(--surface);cursor:pointer;color:var(--text)}.nav-drawer>summary::-webkit-details-marker{display:none}.burger,.burger:before,.burger:after{display:block;width:16px;height:1.5px;background:currentColor;position:relative}.burger:before,.burger:after{content:"";position:absolute;left:0}.burger:before{top:-5px}.burger:after{top:5px}.nav-drawer[open] .burger{background:transparent}.nav-drawer[open] .burger:before{top:0;transform:rotate(45deg)}.nav-drawer[open] .burger:after{top:0;transform:rotate(-45deg)}.nav-drawer-panel{position:absolute;right:0;top:calc(100% + 8px);background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);min-width:200px;padding:8px;z-index:30}.nav-drawer-panel a{display:block;padding:12px;border-radius:8px;color:var(--text);text-decoration:none;font-weight:500;font-size:.95rem}.nav-drawer-panel a:hover{background:var(--bg);text-decoration:none}.hero{background:transparent;padding:72px 0 56px;text-align:center}.hero-kicker{margin-bottom:18px}.hero h1{font-size:clamp(2rem,4vw,3.35rem);font-weight:600;line-height:1.12;letter-spacing:-.03em;max-width:14em;margin:0 auto 18px}.hero p{font-size:1.1rem;color:var(--text-secondary);max-width:40rem;margin:0 auto 32px}.hero-cta{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;background:var(--cta);color:#fff;padding:0 18px;border-radius:var(--radius-btn);font-family:var(--sans);font-size:1rem;font-weight:600;letter-spacing:0;text-decoration:none;transition:background .2s}.hero-cta:hover{background:var(--cta-hover);color:#fff;text-decoration:none}.section{padding:88px 0}.section-alt{background:var(--surface)}.section-title{font-size:clamp(1.7rem,3vw,2.25rem);font-weight:600;text-align:center;margin-bottom:12px;letter-spacing:-.03em}.section-sub{text-align:center;color:var(--text-secondary);max-width:500px;margin:0 auto 40px;font-size:.95rem}.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:24px;transition:box-shadow .2s}.card:hover{box-shadow:var(--shadow-sm)}.card h3{font-size:1.15rem;margin-bottom:8px}.card p{font-size:.88rem;color:var(--text-secondary)}.wizard-wrap{max-width:680px;margin:0 auto}.wizard-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:28px 28px 24px;box-shadow:var(--shadow-sm)}.wiz-kicker{text-align:center}.wizard-card h3{font-size:2rem;text-align:center;margin-bottom:8px}.wizard-sub{text-align:center;color:var(--text-secondary);font-size:1rem;margin-bottom:28px}.form-group{margin-bottom:18px}.form-group label{display:block;font-size:.88rem;font-weight:700;margin-bottom:6px;color:var(--text)}.form-group select,.form-group input{width:100%;padding:14px 16px;border:1px solid var(--border);border-radius:10px;font-size:.95rem;color:var(--text);background:var(--bg);transition:border-color .2s}.form-group select:focus,.form-group input:focus{outline:none;border-color:var(--text);box-shadow:0 0 0 3px #0e172614}.btn{display:flex;align-items:center;justify-content:center;width:100%;min-height:52px;padding:14px 18px;background:var(--primary);color:#fff;border:none;border-radius:var(--radius-btn);font-family:var(--sans);font-size:1rem;font-weight:600;cursor:pointer;text-decoration:none;transition:background .2s}.btn:hover{background:var(--primary-hover);color:#fff;text-decoration:none}.btn-primary{background:var(--cta);color:#fff}.btn-primary:hover{background:var(--cta-hover);color:#fff}.wizard-result{background:transparent;border:0;padding:8px 0 0;margin-top:8px;text-align:left}.wr-title{font-size:clamp(1.35rem,2.5vw,1.75rem);font-weight:600;letter-spacing:-.03em;line-height:1.2;margin:4px 0 16px}.wr-big{font-size:2rem;font-weight:600;color:var(--text);margin-bottom:4px}.wr-label{font-size:.85rem;color:var(--text-secondary);margin-bottom:16px}.wr-details{display:grid;grid-template-columns:1fr 1fr;gap:10px;text-align:left;margin:16px 0}.wr-item{background:var(--surface);border:1px solid var(--border);border-radius:10px;padding:14px}.wr-item-label{font-size:.72rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:.3px}.wr-item-value{font-size:.95rem;font-weight:700;margin-top:2px}.faq-item{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);margin-bottom:10px}.faq-list{margin-top:28px}.faq-q{min-height:var(--tap);padding:16px 22px;font-weight:600;font-size:1rem;cursor:pointer;display:flex;justify-content:space-between;gap:16px;align-items:center;user-select:none;list-style:none}.faq-q::-webkit-details-marker{display:none}.faq-q:hover{background:var(--bg)}.faq-a{padding:0 22px 16px;font-size:.9rem;color:var(--text-secondary);line-height:1.7}.faq-toggle{font-size:1.3rem;font-weight:300;color:var(--text-muted);transition:transform .2s;flex-shrink:0}details[open] .faq-toggle{transform:rotate(45deg)}.cta-band{background:var(--dark);padding:72px 0;text-align:center;color:#fff}.cta-band h2{color:#fff;font-size:clamp(1.8rem,3vw,2.4rem);margin-bottom:12px}.cta-band p{color:#d6d3d1;margin-bottom:28px;max-width:460px;margin-left:auto;margin-right:auto}.cta-band .cta-btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;background:var(--cta);color:#fff;padding:0 18px;border-radius:var(--radius-btn);font-family:var(--sans);font-weight:600;font-size:1rem;text-decoration:none;transition:background .15s}.cta-band .cta-btn:hover{background:var(--cta-hover);color:#fff;text-decoration:none}.page-hero{background:var(--surface);border-bottom:1px solid var(--border);padding:72px 0 56px;text-align:center}.page-hero h1{font-size:clamp(2rem,4vw,3rem);font-weight:600;margin-bottom:12px;letter-spacing:-.03em}.page-hero p,.page-hero .lede{color:var(--text-secondary);font-size:1.12rem;max-width:640px;margin:0 auto;line-height:1.55}.footer{background:var(--dark);color:#c5cdd8;padding:40px 0 24px;font-family:var(--sans)}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:36px;margin-bottom:28px}.footer-brand p{font-size:.85rem;margin-top:8px;color:#8b93a1}.footer h4{font-family:var(--mono);font-size:.72rem;font-weight:500;text-transform:uppercase;letter-spacing:.06em;color:#8b93a1;margin-bottom:12px}.footer a{color:#c5cdd8;font-size:.85rem;display:block;margin-bottom:8px;text-decoration:none}.footer a:hover{color:#fff}.footer .nav-logo{margin-bottom:0}.footer-note{font-size:.8rem;color:#8b93a1;line-height:1.6;max-width:760px;margin-bottom:18px}.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:20px;font-size:.8rem;color:#8b93a1;display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}.footer-bottom a{display:inline;margin:0;color:#c5cdd8}.lms-kicker{font-family:var(--mono);font-size:.72rem;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--text-secondary);margin-bottom:8px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.lms-crumb{font-size:.82rem;color:var(--text-muted);margin-bottom:14px}.lms-crumb a{color:var(--text-secondary)}.lms-dir-card{display:block;text-decoration:none;color:inherit}.lms-dir-card:hover{text-decoration:none}.lms-card-link{display:inline-block;margin-top:12px;font-size:.86rem;font-weight:600;color:var(--text);text-decoration:underline;text-underline-offset:3px}.lms-core-grid,.lms-agency-grid{grid-template-columns:repeat(2,1fr)}.lms-prose{max-width:720px;margin:0 auto}.lms-prose h2{font-size:1.2rem;margin-top:32px;margin-bottom:10px}.lms-prose h2:first-child{margin-top:0}.lms-prose p,.lms-prose li{font-size:.93rem;color:var(--text-secondary);line-height:1.8;margin-bottom:14px}.lms-inline-states{text-align:center;font-size:.88rem;line-height:2;color:var(--text-muted)}.lms-table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--radius);background:var(--surface)}.lms-table{width:100%;border-collapse:collapse;font-size:.88rem}.lms-table th{text-align:left;padding:12px 14px;background:var(--primary-light);color:var(--text);font-size:.75rem;text-transform:uppercase;letter-spacing:.04em;border-bottom:1px solid var(--primary-border)}.lms-table td{padding:12px 14px;border-top:1px solid var(--border);vertical-align:top}.lms-table tr:hover td{background:var(--bg)}.lms-factbar{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.lms-factbar>div{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:16px 18px}.lms-factbar strong{display:block;margin-top:4px;font-size:.95rem}.lms-cta{background:var(--primary-light);border:1px solid var(--primary-border);border-radius:var(--radius-lg);padding:28px}.lms-cta-kicker{font-family:var(--mono);font-size:.72rem;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--text-secondary);margin-bottom:6px}.lms-cta h2{font-size:1.25rem;margin-bottom:8px}.lms-cta p{font-size:.9rem;color:var(--text-secondary);margin-bottom:16px}.lms-cta-btn{display:inline-flex;align-items:center;justify-content:center;min-height:var(--tap);background:var(--primary);color:#fff;padding:0 22px;border-radius:var(--radius-btn);font-weight:600;font-size:.95rem;text-decoration:none}.lms-cta-btn:hover{background:var(--primary-hover);color:#fff;text-decoration:none}.lms-disclaimer{margin-top:24px;font-size:.8rem;color:var(--text-muted);line-height:1.6}.lms-region{margin-bottom:36px}.lms-region h2{font-size:1.1rem;margin-bottom:14px;letter-spacing:-.2px}.lms-state-grid{list-style:none;display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.lms-state-grid a{display:flex;justify-content:space-between;align-items:center;min-height:var(--tap);padding:12px 14px;background:var(--surface);border:1px solid var(--border);border-radius:8px;color:var(--text);text-decoration:none;font-size:.92rem}.lms-state-grid a:hover{border-color:var(--primary-border);box-shadow:var(--shadow-sm);text-decoration:none}.lms-state-grid span{color:var(--text-muted);font-size:.78rem;font-weight:700}.lms-core-legend{text-align:center;margin-bottom:32px;font-size:.9rem;color:var(--text-secondary)}.lms-state-list{margin:12px 0 0 18px}.proof-strip{border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:10px 0}.proof-list{list-style:none;display:flex;flex-wrap:wrap;justify-content:center;align-items:center}.proof-list li{display:flex;align-items:center;padding:4px 12px;border-left:1px solid var(--border)}.proof-list li:first-child{border-left:0}.proof-list a{font-family:var(--mono);font-size:.72rem;font-weight:500;letter-spacing:.06em;text-transform:uppercase;color:var(--text-secondary);text-decoration:none}.proof-list a:hover{color:var(--text);text-decoration:none}.wiz-progress{list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin:0 0 10px}.wiz-progress li{display:flex;flex-direction:column;align-items:stretch;gap:8px;min-height:0;color:var(--text-muted);font-family:var(--mono);font-size:.68rem;font-weight:500;letter-spacing:.06em;text-transform:uppercase}.wiz-bar{display:block;height:4px;width:100%;border-radius:99px;background:var(--border)}.wiz-progress li.is-current,.wiz-progress li.is-done{color:var(--text)}.wiz-progress li.is-current .wiz-bar,.wiz-progress li.is-done .wiz-bar{background:var(--text)}.wiz-progress{margin-bottom:22px}.wiz-panel{display:flex;flex-direction:column}.wiz-q{font-size:1.25rem;font-weight:600;letter-spacing:-.02em;margin-bottom:16px;line-height:1.3}.wiz-choices{display:flex;flex-direction:column;gap:10px}.wiz-choice{width:100%;min-height:56px;padding:16px 18px;border:1px solid var(--border);border-radius:8px;background:var(--surface);color:var(--text);cursor:pointer;text-align:left;font:inherit;display:flex;flex-direction:column;align-items:flex-start;gap:2px;transition:border-color .15s,box-shadow .15s}.wiz-choice-row{flex-direction:row;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px 16px}.wiz-choice:hover,.wiz-choice:focus-visible{border-color:var(--text);box-shadow:0 0 0 3px #0e172614;outline:none}.wiz-choice-title{font-weight:700;font-size:1rem}.wiz-choice-sub{font-size:.88rem;color:var(--text-secondary);line-height:1.4}.wiz-meta{font-family:var(--mono);font-size:.72rem;font-weight:500;letter-spacing:.04em;text-transform:uppercase;color:var(--text-secondary)}.wiz-back{align-self:flex-start;min-height:var(--tap);margin:0 0 4px -8px;padding:0 12px;border:0;background:transparent;color:var(--text-secondary);font:inherit;font-weight:600;font-size:.92rem;cursor:pointer}.wiz-back:hover,.wiz-back:focus-visible{text-decoration:underline;outline:none}.wiz-note{font-size:.9rem;color:var(--text-secondary);margin-top:14px;line-height:1.6}.wizard-result .btn{margin-top:18px}.btn-quiet{display:inline-flex;align-items:center;justify-content:center;min-height:var(--tap);padding:0 18px;border-radius:var(--radius-btn);border:1px solid var(--border);color:var(--text);font-weight:600;text-decoration:none;background:var(--surface)}.btn-quiet:hover{text-decoration:none;border-color:var(--text);color:var(--text)}.wr-rows{margin:8px 0 4px}.wr-rows>div{display:grid;grid-template-columns:112px minmax(0,1fr);gap:12px;padding:12px 0;border-top:1px solid var(--border-light)}.wr-rows dt{font-family:var(--mono);font-size:.72rem;letter-spacing:.04em;text-transform:uppercase;color:var(--text-secondary);padding-top:3px}.wr-rows dd{font-size:.95rem;color:var(--text)}.wr-actions{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:16px}.wr-actions .btn,.wr-actions .btn-quiet{width:auto}.wr-nav{display:flex;justify-content:space-between;align-items:center;margin-top:4px}.wiz-text{background:none;border:0;color:var(--text-secondary);font:inherit;font-size:.92rem;font-weight:500;cursor:pointer;min-height:var(--tap);padding:0 8px}.wiz-text:hover{color:var(--text);text-decoration:underline}.story{max-width:740px}.story-open{font-size:clamp(1.45rem,2.5vw,1.85rem);line-height:1.35;color:var(--text);margin-bottom:8px}.story h2{font-size:1.55rem;margin-top:40px;margin-bottom:12px}.story p{font-size:1.05rem;color:var(--text-secondary);line-height:1.75;margin-bottom:14px}.story-steps{list-style:none;display:grid;gap:14px;margin:8px 0 28px}.story-steps li{display:grid;grid-template-columns:auto 1fr;gap:16px;align-items:start;background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:18px}.story-steps span{font-family:var(--mono);font-size:.95rem;color:var(--text-secondary)}.story-steps strong{display:block;color:var(--text);margin-bottom:2px}.story-steps div{color:var(--text-secondary);font-size:.98rem;line-height:1.6}.story-cta{margin:8px 0 28px}.behind-lead{text-align:center;max-width:640px;margin:0 auto 36px;font-size:1.08rem;color:var(--text-secondary);line-height:1.7}.section-links{display:flex;flex-wrap:wrap;justify-content:center;gap:8px 12px;margin-top:28px;color:var(--text-muted)}.step-num{display:block;font-family:var(--mono);font-size:.85rem;letter-spacing:.06em;color:var(--text-secondary);margin-bottom:12px}.form-group input,.form-group select,.form-group textarea{min-height:var(--tap)}@media(max-width:1024px){.section{padding:72px 0}.hero{padding:56px 0 40px}}@media(max-width:860px){.nav-desktop{display:none}.nav-mobile{display:flex}.nav-logo{max-width:9.2rem;font-size:.92rem}}@media(max-width:768px){.hero{padding:36px 0 28px}.hero h1{font-size:2.15rem;max-width:12em}.hero p{font-size:1.02rem;margin-bottom:24px}.section{padding:48px 0}.card-grid,.lms-core-grid,.lms-agency-grid,.lms-factbar,.lms-state-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.wizard-card{padding:22px 16px 16px}.wr-details,.wr-actions{grid-template-columns:1fr}.page-hero{padding:48px 0 36px}.proof-list{justify-content:flex-start}.proof-list li:first-child{padding-left:0}}@media(max-width:420px){.container,.nav-inner{padding-left:16px;padding-right:16px}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.nav-mobile .nav-cta{padding:0 10px;font-size:.82rem}.wr-rows>div{grid-template-columns:1fr;gap:4px}}.home{overflow-x:clip}.home .section{padding:64px 0}.home .section-tight{padding-top:24px}.home .section-title,.home .section-sub,.home .behind-lead{text-align:left;margin-left:0}.home .section-sub{max-width:40rem;margin-bottom:28px}.home .section-links{justify-content:flex-start}.home .hero{text-align:left;padding:56px 0 40px}.hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(260px,.85fr);gap:40px;align-items:center}.home .hero h1{font-size:clamp(2.6rem,5vw,4.15rem);font-weight:600;line-height:1.02;letter-spacing:-.04em;max-width:11em;margin:0 0 16px}.hero-sub{font-size:1.05rem;line-height:1.6;color:var(--text-secondary);max-width:38rem;margin:0 0 28px}.hero-actions{display:flex;flex-wrap:wrap;align-items:center;gap:8px 20px}.text-link{color:var(--text);font-weight:600;text-decoration:underline;text-underline-offset:3px}.text-link:hover{color:var(--text)}.state-teaser{display:grid;grid-template-columns:repeat(10,minmax(0,1fr));gap:6px}.state-teaser a{display:grid;place-items:center;aspect-ratio:1;min-height:28px;border-radius:4px;border:1px solid var(--border-light);background:#ffffffb8;color:var(--text-muted);font-family:var(--mono);font-size:.62rem;font-weight:500;letter-spacing:.02em;text-decoration:none}.state-teaser a:hover{color:var(--text);border-color:var(--border);background:var(--surface);text-decoration:none}.state-teaser a[href="/states/california"]{color:var(--text);background:var(--surface);border-color:var(--border)}.dir-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:32px 48px;align-items:start}.dir-copy h2{font-size:clamp(2rem,4vw,3.15rem);line-height:1.05;letter-spacing:-.035em;max-width:12em;margin:0 0 16px}.dir-copy>p{color:var(--text-secondary);font-size:1.02rem;line-height:1.6;max-width:36rem;margin-bottom:20px}.home-subhead{margin:48px 0 16px;font-size:1.05rem;letter-spacing:-.02em}.ca-card{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:20px;box-shadow:var(--shadow-sm);min-width:0}.ca-card-head{display:flex;justify-content:space-between;gap:12px;align-items:flex-start}.ca-card-head h3{font-size:1.2rem;margin:0}.ca-card-head p{color:var(--text-secondary);font-size:.88rem;margin-top:4px}.ca-abbr{font-family:var(--mono);font-size:.72rem;letter-spacing:.04em;color:var(--text-secondary);border:1px solid var(--border);border-radius:4px;padding:4px 8px;background:var(--bg)}.ca-switch{position:relative;border:0;margin:16px 0 0;padding:0;min-width:0;display:grid;grid-template-columns:1fr 1fr;gap:8px}.ca-input{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.ca-switch label{display:flex;align-items:center;min-width:0;min-height:52px;padding:10px 12px;background:var(--bg);border:1px solid transparent;border-radius:8px;font-size:.84rem;font-weight:600;line-height:1.3;color:var(--text);cursor:pointer}.ca-input:checked+label{background:var(--surface);border-color:#d8dde5;box-shadow:var(--shadow-sm)}.ca-input:focus-visible+label{outline:2px solid var(--text);outline-offset:2px}.ca-fact{display:none;grid-column:1 / -1;min-width:0}#ca-collection:checked~.ca-fact-collection,#ca-lending:checked~.ca-fact-lending,#ca-money-transmitters:checked~.ca-fact-money-transmitters,#ca-mortgage:checked~.ca-fact-mortgage{display:block}.ca-rows{margin-top:8px}.ca-rows>div{display:grid;grid-template-columns:72px minmax(0,1fr);gap:12px;padding:14px 0;border-top:1px solid var(--border-light)}.ca-rows dt{font-family:var(--mono);font-size:.72rem;letter-spacing:.04em;text-transform:uppercase;color:var(--text-secondary);padding-top:3px}.ca-rows dd{font-size:.95rem;font-weight:600;line-height:1.4}.ca-note{font-weight:400;color:var(--text-secondary)}.home-close{border-top:1px solid var(--border);padding:56px 0 64px}.home-close h2{font-size:clamp(1.6rem,3vw,2rem);letter-spacing:-.03em;margin-bottom:8px}.home-close p{color:var(--text-secondary);margin-bottom:24px;max-width:36rem}@media(max-width:900px){.hero-grid,.dir-layout{grid-template-columns:1fr}.state-teaser{display:none}}@media(max-width:768px){.home .section{padding:40px 0}.home .hero{padding:28px 0 24px}.home .hero h1{font-size:2.15rem;max-width:none}.hero-sub{font-size:1rem;margin-bottom:20px}.dir-copy h2{font-size:2rem}}@font-face{font-family:Geist Sans;font-style:normal;font-display:swap;font-weight:400;src:url(/_astro/geist-sans-latin-400-normal.gapTbOY8.woff2) format("woff2"),url(/_astro/geist-sans-latin-400-normal.BOaIZNA2.woff) format("woff")}@font-face{font-family:Geist Sans;font-style:normal;font-display:swap;font-weight:500;src:url(/_astro/geist-sans-latin-500-normal.uokXdC-Q.woff2) format("woff2"),url(/_astro/geist-sans-latin-500-normal.CN2lyvyL.woff) format("woff")}@font-face{font-family:Geist Sans;font-style:normal;font-display:swap;font-weight:600;src:url(/_astro/geist-sans-latin-600-normal.DFOURf8L.woff2) format("woff2"),url(/_astro/geist-sans-latin-600-normal.CA1yjETN.woff) format("woff")}@font-face{font-family:Geist Sans;font-style:normal;font-display:swap;font-weight:700;src:url(/_astro/geist-sans-latin-700-normal.BmN9tIp5.woff2) format("woff2"),url(/_astro/geist-sans-latin-700-normal.CjScfYeH.woff) format("woff")}