States / Illinois
IL · Midwest
IDFPR licenses the four core verticals. The City of Chicago also licenses debt collectors who collect from Chicago residents.
Consumer installment lending, mortgage, money transmission, and collection licensing
Official site →Who needs the license and which desk takes the filing. No fee table — confirm costs with the agency or a filer.
State license generally required
Collection Agency License
Illinois Department of Financial and Professional Regulation
Who needs it, where to file →State license generally required
Consumer Installment Loan Act (CILA) license
Illinois Department of Financial and Professional Regulation
Who needs it, where to file →State license generally required
Money transmitter / money-services license
Illinois Department of Financial and Professional Regulation
Who needs it, where to file →State license generally required
Mortgage lender, broker, and/or servicer license
Illinois Department of Financial and Professional Regulation
Who needs it, where to file →Insurance producer and adjuster licenses usually file with the Illinois department of insurance (often through NIPR). Contractor licenses, if the state has them, file with the contractor board or a city or county. Charitable solicitation registration, where it exists, files with the attorney general or secretary of state. See the insurance, contractor, and charity overviews.
Also useful: How NMLS works and multi-state licensing.
Agency names and filing paths are public facts from state regulator sites, the NMLS / CSBS agency directory, and published statutes. License categories and exemptions change. Confirm the current checklist on the official site before you apply. This is not legal advice and not a fee schedule.