States / Kentucky
KY · South
DFI handles the core financial licenses. Kentucky does not issue a state-level collection-agency license.
Mortgage, consumer finance, and money transmission licensing
Official site →Consumer-protection enforcement for collectors; no state collection license
Official site →Who needs the license and which desk takes the filing. No fee table — confirm costs with the agency or a filer.
No statewide license of this type
No statewide collection-agency license
Kentucky Attorney General
Who needs it, where to file →State license generally required
Consumer loan license
Kentucky Department of Financial Institutions
Who needs it, where to file →State license generally required
Money transmitter / money-services license
Kentucky Department of Financial Institutions
Who needs it, where to file →State license generally required
Mortgage lender, broker, and/or servicer license
Kentucky Department of Financial Institutions
Who needs it, where to file →Insurance producer and adjuster licenses usually file with the Kentucky department of insurance (often through NIPR). Contractor licenses, if the state has them, file with the contractor board or a city or county. Charitable solicitation registration, where it exists, files with the attorney general or secretary of state. See the insurance, contractor, and charity overviews.
Also useful: How NMLS works and multi-state licensing.
Agency names and filing paths are public facts from state regulator sites, the NMLS / CSBS agency directory, and published statutes. License categories and exemptions change. Confirm the current checklist on the official site before you apply. This is not legal advice and not a fee schedule.