Third-party collection agencies operating in Arkansas generally need a license from the State Board of Collection Agencies, a standalone board rather than the banking department.
File directly with the State Board of Collection Agencies. Mortgage and lender filings do not cover collection work in Arkansas.
State licensing does not replace the Fair Debt Collection Practices Act, CFPB Regulation F, or the TCPA. Those rules apply whether or not a state issues a license.
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All collection / arm states · All Arkansas licenses · NMLS guide
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Agency names and filing paths are public facts from state regulator sites, the NMLS / CSBS agency directory, and published statutes. License categories and exemptions change. Confirm the current checklist on the official site before you apply. This is not legal advice and not a fee schedule.