Directory / Rhode Island / Collection / ARM

RI · Accounts receivable management

Collection / ARM in Rhode Island

Debt Collector License

Statewide license State license generally required
Filing path NMLS or the state portal — use the agency checklist
Agency Rhode Island Department of Business Regulation

Who needs this in Rhode Island

Debt collectors that collect from Rhode Island residents generally need a DBR license.

Where to file

File with the Department of Business Regulation, Banking Division, using the current checklist.

Federal overlay

State licensing does not replace the Fair Debt Collection Practices Act, CFPB Regulation F, or the TCPA. Those rules apply whether or not a state issues a license.

Sources

Other Rhode Island filings

Consumer & commercial lending

Who needs it in Rhode Island, and which desk takes the filing.

Money transmitters

Who needs it in Rhode Island, and which desk takes the filing.

Mortgage

Who needs it in Rhode Island, and which desk takes the filing.

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All collection / arm states · All Rhode Island licenses · NMLS guide

Cornerstone on collection / arm

Agency names and filing paths are public facts from state regulator sites, the NMLS / CSBS agency directory, and published statutes. License categories and exemptions change. Confirm the current checklist on the official site before you apply. This is not legal advice and not a fee schedule.