Directory / Delaware / Collection / ARM

DE · Accounts receivable management

Collection / ARM in Delaware

Collection Agency License

Statewide license State license generally required
Filing path NMLS or the state portal — use the agency checklist
Agency Delaware Office of the State Bank Commissioner

Who needs this in Delaware

Third-party collection agencies collecting from Delaware residents generally need a license from the Office of the State Bank Commissioner.

Where to file

File with the Bank Commissioner. Check the office’s current instructions for NMLS versus a direct state application.

Federal overlay

State licensing does not replace the Fair Debt Collection Practices Act, CFPB Regulation F, or the TCPA. Those rules apply whether or not a state issues a license.

Sources

Other Delaware filings

Consumer & commercial lending

Who needs it in Delaware, and which desk takes the filing.

Money transmitters

Who needs it in Delaware, and which desk takes the filing.

Mortgage

Who needs it in Delaware, and which desk takes the filing.

Collection / ARM in other states

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All collection / arm states · All Delaware licenses · NMLS guide

Cornerstone on collection / arm

Agency names and filing paths are public facts from state regulator sites, the NMLS / CSBS agency directory, and published statutes. License categories and exemptions change. Confirm the current checklist on the official site before you apply. This is not legal advice and not a fee schedule.