Directory / Washington / Collection / ARM

WA · Accounts receivable management

Collection / ARM in Washington

Collection Agency License

Statewide license State license generally required
Filing path File through NMLS
Agency Washington Department of Financial Institutions

Who needs this in Washington

Collection agencies that collect from Washington residents generally need a DFI collection-agency license. Washington also licenses branch locations in some cases — read the DFI checklist.

Where to file

Request the Washington collection-agency license on NMLS through DFI.

Federal overlay

State licensing does not replace the Fair Debt Collection Practices Act, CFPB Regulation F, or the TCPA. Those rules apply whether or not a state issues a license.

Sources

Other Washington filings

Consumer & commercial lending

Who needs it in Washington, and which desk takes the filing.

Money transmitters

Who needs it in Washington, and which desk takes the filing.

Mortgage

Who needs it in Washington, and which desk takes the filing.

Collection / ARM in other states

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All collection / arm states · All Washington licenses · NMLS guide

Cornerstone on collection / arm

Agency names and filing paths are public facts from state regulator sites, the NMLS / CSBS agency directory, and published statutes. License categories and exemptions change. Confirm the current checklist on the official site before you apply. This is not legal advice and not a fee schedule.