Directory / Minnesota / Collection / ARM

MN · Accounts receivable management

Collection / ARM in Minnesota

Collection Agency License

Statewide license State license generally required
Filing path File through NMLS
Agency Minnesota Department of Commerce

Who needs this in Minnesota

Collection agencies that collect from Minnesota residents generally need a Commerce collection-agency license. Individual collector registration can also apply — check the Commerce checklist.

Where to file

File on NMLS with the Department of Commerce.

Federal overlay

State licensing does not replace the Fair Debt Collection Practices Act, CFPB Regulation F, or the TCPA. Those rules apply whether or not a state issues a license.

Sources

Other Minnesota filings

Consumer & commercial lending

Who needs it in Minnesota, and which desk takes the filing.

Money transmitters

Who needs it in Minnesota, and which desk takes the filing.

Mortgage

Who needs it in Minnesota, and which desk takes the filing.

Collection / ARM in other states

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All collection / arm states · All Minnesota licenses · NMLS guide

Cornerstone on collection / arm

Agency names and filing paths are public facts from state regulator sites, the NMLS / CSBS agency directory, and published statutes. License categories and exemptions change. Confirm the current checklist on the official site before you apply. This is not legal advice and not a fee schedule.