Directory / Indiana / Collection / ARM

IN · Accounts receivable management

Collection / ARM in Indiana

Collection Agency License

Statewide license State license generally required
Filing path NMLS or the state portal — use the agency checklist
Agency Indiana Secretary of State

Who needs this in Indiana

Collection agencies that collect from Indiana residents generally need a collection-agency license from the Secretary of State, not from the Department of Financial Institutions.

Where to file

File with the Secretary of State. DFI NMLS licenses for mortgage or consumer credit do not authorize collection work.

Federal overlay

State licensing does not replace the Fair Debt Collection Practices Act, CFPB Regulation F, or the TCPA. Those rules apply whether or not a state issues a license.

Sources

Other Indiana filings

Consumer & commercial lending

Who needs it in Indiana, and which desk takes the filing.

Money transmitters

Who needs it in Indiana, and which desk takes the filing.

Mortgage

Who needs it in Indiana, and which desk takes the filing.

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All collection / arm states · All Indiana licenses · NMLS guide

Cornerstone on collection / arm

Agency names and filing paths are public facts from state regulator sites, the NMLS / CSBS agency directory, and published statutes. License categories and exemptions change. Confirm the current checklist on the official site before you apply. This is not legal advice and not a fee schedule.