Directory / Colorado / Collection / ARM

CO · Accounts receivable management

Collection / ARM in Colorado

Collection Agency License

Statewide license State license generally required
Filing path File through the state portal or board
Agency Colorado Attorney General, Collection Agency Board

Who needs this in Colorado

Third-party collection agencies that collect from Colorado consumers generally need a license from the Collection Agency Board in the Attorney General’s office — not the Division of Banking or the Division of Real Estate.

Where to file

File with the Collection Agency Board. Do not use a mortgage or money-transmitter NMLS authority as a substitute.

Federal overlay

State licensing does not replace the Fair Debt Collection Practices Act, CFPB Regulation F, or the TCPA. Those rules apply whether or not a state issues a license.

Sources

Other Colorado filings

Consumer & commercial lending

Who needs it in Colorado, and which desk takes the filing.

Money transmitters

Who needs it in Colorado, and which desk takes the filing.

Mortgage

Who needs it in Colorado, and which desk takes the filing.

Collection / ARM in other states

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All collection / arm states · All Colorado licenses · NMLS guide

Cornerstone on collection / arm

Agency names and filing paths are public facts from state regulator sites, the NMLS / CSBS agency directory, and published statutes. License categories and exemptions change. Confirm the current checklist on the official site before you apply. This is not legal advice and not a fee schedule.