Missouri does not require a state-level collection-agency license. Third-party collectors remain subject to the FDCPA and Missouri merchandising-practices rules.
No collection-agency application is filed with the Division of Finance. Confirm city or county business-license rules if you have a Missouri office.
State licensing does not replace the Fair Debt Collection Practices Act, CFPB Regulation F, or the TCPA. Those rules apply whether or not a state issues a license.
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All collection / arm states · All Missouri licenses · NMLS guide
Cornerstone on collection / arm
Agency names and filing paths are public facts from state regulator sites, the NMLS / CSBS agency directory, and published statutes. License categories and exemptions change. Confirm the current checklist on the official site before you apply. This is not legal advice and not a fee schedule.